Retirement plan advisers help sponsors navigate a wide range of priorities, from increasing participation and savings rates to evaluating investments, supporting employee financial well-being and improving retirement readiness.
The Adviser Decision Lab brings together PLANADVISER reporting, research, industry insights and sponsor-supported resources to help inform those conversations. Organized around the goals and challenges retirement plan sponsors face most often, this destination provides practical guidance, data-driven perspectives and actionable ideas designed to support stronger outcomes for plans, participants and employers.
Participation and savings rates remain among the most important drivers of retirement success. Explore insights on automatic enrollment, automatic escalation, plan design innovations and participant engagement strategies that can help more employees save and stay on track toward long-term retirement goals.
Retirement readiness requires more than accumulating assets. As participants approach retirement, plan sponsors and advisers increasingly focus on retirement income, withdrawal strategies and long-term financial security. Explore insights on helping participants turn savings into sustainable retirement income and prepare for life after full-time work.
Financial stress can impact workplace productivity, employee engagement and retirement preparedness. Explore strategies that help employees build financial resilience, strengthen financial confidence and make meaningful progress toward their long-term financial goals.
Investment and plan design decisions can have a lasting impact on participant outcomes. Explore considerations related to investment lineups, target-date funds, QDIAs, managed accounts and evolving plan features to help sponsors evaluate options and navigate fiduciary responsibilities.
Understanding how a plan compares with peers can uncover opportunities for improvement. Explore benchmarking resources, industry surveys and market insights focused on participation, savings behavior, investments, governance and overall plan effectiveness.
