Tag: Retirement Income

There is a concept in biology called punctuated equilibrium, in which long periods of stability are interrupted, rapidly and unpredictably, by meaningful change. It’s an apt metaphor for...

They say savings should determine when to retire.

Two in three older advisory clients are seeking help with income planning, but only one-third of financial professionals actively advise about indexed annuities.

A Wells Fargo study finds those ages 55 to 59 have three times more saved, on average, than those in their 60s.

The result depends on an employee’s salary level and the level of pre-retirement income to be replaced.

Principal Pension Builder offers participants an income stream for life.

Head of insurance solutions at Lincoln Financial Distributors suggests advisers have as much to gain from education around long-term care planning as clients do. 

Global retirement readiness rankings are inherently subjective and often controversial, but Mercer says the U.S. is clearly slipping compared with some other developed nations.  

Academic scholar and adviser to the Georgetown Center for Retirement Initiatives shares his ideas for creating state-supported “individual DBs” to bring workplace retirement benefits to more private-sector workers.

A quarterly update from BlackRock shows estimated cost of future retirement income rose slowly but steadily in the third quarter. 

There was no increase in inflation in the third quarter, so under current law, there will be no increase in Social Security payments.

There’s no way around it, health care cost projections for American retirees are grim, especially when mapped against what people actually have saved. 

A vast majority of individuals say they are open to the idea of in-plan lifetime income options, but only about one in five DC plan sponsors say they’re...

Also, women have more doubts than men about their ability to afford the life they want during retirement.

Two-thirds of all investors have been consciously reducing their debt, according to the Wells Fargo/Gallup Investor and Retirement Optimism Index.

“If we have a portion of our employees who don’t retire at the normal retirement age, what are the specific implications for us as an organization?”

Bond ladders can be built to perform well in a variety of interest rate environments.

Americans on the whole are pretty fickle when it comes to money issues and retirement planning, showing equal parts optimism and pessimism.

Most associate retirement with insecurity and poverty.

The SPARK Institute guidelines allow recordkeepers to translate information delivery and decision making supported by all lifetime income product providers to their own systems.