Editor’s Letter
Hiding in Plain Sight
Use a higher default rate for employees who were already participating in a retirement plan
Tag: Plan design
trendspotting
Trendspotting Charts and Talking Points
A look at employees' latest concerns and what these mean to adviser
Voya Bringing Framework Retirement Program to 403(b) Market
The program’s open-architecture design offers access to hundreds of best-in-class mutual fund families.
Employer Offerings, Participant Usage of Company Stock in 401(k)s Declining
At the same time, employees in ESPPs are using company stock to address financial wellness needs.
AssetMark Rolls Out New Retirement Business
The new solution aims to help advisers provide smaller plans with a “big plan experience.”
Consider New Strategies for Gen Z Retirement Savers
“Employers and their advisers stand to benefit from making it easy and convenient for these young adults to save and espouse constructive financial habits at a critical time...
Recordkeeper RFP Case Study Suggests New Strategies
J.P. Morgan researchers offer an advanced look at a case study analysis suggesting a new approach to conducting adviser-supported recordkeeping RFPs.
Morningstar Dives Deep Into Plan vs. IRA Cost Benchmarking
PLANADVISER learns from Morningstar's research team about a new benchmarking service comparing 20,000 DC retirement plans to establish better comparisons of qualified plan costs versus IRAs.
Tool From Principal Offers Suggestions for Retirement Plan Design
The modeling tool assesses plan health and makes suggestions for improving it.
cover story
Reconsidering the Status Quo
It takes more than automatic enrollment to valuably increase participation and engagement.
trendspotting
Withdrawals and Loans Down
Only 17.0% of people have an outstanding loan from their 401(k) last year
servicing strategies
Bringing it All Together
The adviser’s role when working with a client’s multiple retirement plans.
Plan Design Can Help Participants Get the Full Company Match
Advisers can help retirement plan sponsors design their plans and financial wellness programs to get participants to defer enough to receive the company's matching contribution.
Sound Advice Can Propel Retirement Savings Contributions
With less than generous government retirement income provisions, Americans can benefit from effective advice about managing finances in order to contribute more to retirement savings plans.
DC Plan Innovation Moves Down Market
Smaller plans traditionally have lagged behind large plans when it comes to embracing best practices under ERISA, but survey data shows the picture is changing.