A 2015 Defined Contribution Checklist
Continuing an annual tradition, consulting firm Mercer has compiled a list of the top 10 recommended steps that defined contribution plans should take over the next year.
Tag: Plan design
CLS Upgrades Open-Architecture Plan Platform
CLS Investments, an investment adviser in Omaha, has upgraded its (k)Star program.
DC Plan Use of Company Stock More Restricted
Fewer retirement plans offer employer stock and fewer plan participants hold concentrated company stock positions in their retirement savings accounts, finds a new analysis from Vanguard.
Higher Education Employees Set Example for Retirement Savings
College faculty and staff are better prepared for retirement than the general population, a survey finds.
IRS Weighs In on What Records to Keep
An updated page on the IRS website shares what records retirement plan sponsors should keep and for how long.
2015 Year in Preview
Trends, legislation, regulations and litigation will continue to affect the retirement industry in 2015.
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Preferred Partners
Our annual survey of retirement plan advisers is fodder for two proprietary research reports in this issue.
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2014 PLANADVISER National Conference
Optimizing plan and practice outcomes—best practices for retirement plan advisers
IRS Issues 2014 Cumulative List, Extends DB Plan Approval Period
The Cumulative List will primarily be used by single employer individually designed defined contribution plans and single employer individually designed defined benefit plans that are in Cycle E.
Most 401(k) Plan Sponsors Actively Engage in Plan Design
Employers sponsoring 401(k) plans use a range of employer match formulas and offer a variety of investment choices with lower fees.
Plan Sponsors Increasing Encouragement to Save
PSCA’s 57th Annual Survey shows plan sponsors are increasing efforts to encourage retirement savings among employees.
Retirement Plan Sponsors Place High Value on Match, Advisers
Providing a matching contribution and access to an adviser were ranked by plan sponsors as the most important actions to encourage employees to save.
401(k) Nondiscrimination Tests Explained
With acronyms like ADP, ACP, NHCEs, and HCEs, the technicality of 401(k) plan nondiscrimination testing may seem overwhelming.
Open Architecture vs. All-Proprietary Target-Date Funds
The diversity of investment options available for today’s 401(k) plans can be overwhelming, so it is important for employers to understand the nuts and bolts of the investments...
Emerging and Growing Trends in DC Plans
A survey from Towers Watson reveals some emerging and growing trends in defined contribution plan design, investments, fees and communications.
Plan Sponsors Should Optimize Retirement Readiness Efforts
More than three-quarters of large and midsize U.S. employers that sponsor 401(k) and 403(b) defined contribution (DC) plans say retirement readiness has become a major issue for their...
Employers Grade Employee Savings Habits Lower Than Plan Design
More than three-fourths of retirement plan sponsors surveyed give their plans a grade of A or B, but only 61% give their employees’ saving habits similar grades.
Holidays Prompt Shift in Saving and Investing Strategies
Nearly four in 10 Americans (35%) intend to alter their saving and investing strategies to accommodate for the 2014 holiday season, according to a survey by Edward Jones.