401(k) Investors Still Cautious in Volatile Market
Investors remain wary of the equity market’s volatility, as no trading days in May exceeded three times the average.
The Markets
Investing in a ‘Circular Economy’
A new report suggests investors should seek to better understand the concept of ‘resource intensity’ and pursue opportunities to reduce...
Fixed Annuity Products Lead Annuity Sales
Fixed annuity sales rose 14% in the first quarter, with all fixed products except income annuities recording positive growth.
401(k) Investors Display Poise as the Market Struggles
Investors limit reactionary trades despite equity markets posting their worst month in two years.
Big Market Swings Always Raise Big Questions
April was a hard month for the markets, and the beginning of May has been even more brutal, but investment experts still see room for tempered optimism about...
Fidelity’s Bitcoin 401(k) Offering Prompted a Plan Sponsor to Examine Plan Exposures
The plan sponsor immediately checked with its plan adviser to know if there was any potential cryptocurrency exposure.
Welcome to the Rising Rate Environment
In the face of sustained inflation and the Federal Reserve’s push to boost interest rates, asset managers and advisers are...
Finding the Intersection of ESG and Performance
Identifying companies with positive ratings is not enough, experts agree, as companies’ financial positions must also be considered.
401(k) Trading High in the First Quarter
The first quarter was busy for investors despite March’s market rally.
Revenue Sharing Considerations: Fees and Fiduciary
Advisers must monitor the plan and perform benchmarking to assess reasonableness of fees.
Inflation Worries Continue Into the Second Quarter
Managers say the markets will continue to grapple with the trade-offs between inflation and growth for the foreseeable future.
CITs Have Different Fiduciary Implications Than Mutual Funds
Speakers at a recent webinar discussed considerations for using collective investment trusts in defined contribution plans.
2021 Was Another Banner Year for Retirement Savers
Employer-sponsored retirement plans and individual retirement accounts reached almost $40 trillion in total assets by the end of last year,...
Little-Known Risk Threatens Baby Boomers Golden Years
Though their solutions and strategies vary, advisers agree that sequence of returns risk can devastate a retirement portfolio.
Investments That Protect Participant Assets From Inflation
Exposures can be offered as standalone investments on via target-date funds.
401(k) Index Underscores Investor Jitters
Facing some jarring geopolitical events, 401(k) investors reacted with above-normal trading activity during February.
Participants May Be Hesitant to Invest in Lifetime Income Products
U.S. workers’ interest in putting money into investments that guarantee a portion of retirement income fell in 2021 from the...
Why Participants Might Be Hesitant to Share Personal Information
Many people are reluctant to share additional in-depth financial details for security reasons and for fear of being bombarded with...
All CITs Are Not Created Equal From the Fiduciary Perspective
The burgeoning collective investment trust marketplace is creating new opportunities for retirement plan investors and trust companies alike—as well as new due diligence requirements for fiduciaries.
The Case for Alternatives in DC Plans
Defined contribution plan sponsors including alternative investments may need to use retirement plan advisers to evaluate and monitor the investments,...