In Practice

Sponsors have a tremendous opportunity to build loyalty by educating their workers on financial topics.

Findings from a Natixis survey suggest many investors have expectations that “don’t reflect a full understanding of the risks of index funds versus the benefits.”

Eighty-five percent of workers experience some level of financial stress.

 

Despite warnings from service providers and even current retirees, Americans still significantly overestimate the number of years they’ll be able to hang around in the workplace. 

Solid relationships between advisers and clients have been central to driving this growth during tumultuous market environments, Charles Schwab found.

Cerulli’s latest survey of institutional investor priorities and behaviors shows lasting momentum for multi-asset-class solutions, but also some challenges for the market segment. 

Among the recommendations is to establish a nationwide minimum-coverage standard to pre-empt the patchwork of state-by-state regulation that is already developing.

Employees with access to financial education have more savings.

Nearly one-third of asset managers cite the institutional channel as being their most important target for alternative investment expansion.  

Contrary to conventional advice, researchers found the largest economic benefits from Roth investments accrue to high-income investors.

Men also think about retirement more often than women, and talk about it more frequently with work colleagues, a study finds.

Among middle-income Boomers, that surges to 77%.

While most current retirees are managing finances well due to multiple sources of income, those not yet retired are worried about running out of money in retirement, FINRA...

Kravitz released the 2016 National Cash Balance Research Report, showing a 19% increase in the number of new cash balance retirement plans and a rise in assets to $1 trillion. 

Nearly one-third of respondents to a Willis Towers Watson survey have had their retirement plans audited by the IRS or DOL, and the rate is even higher among...

Some DC plan providers see big opportunity ahead in helping higher education institutions prepare their workforces for retirement via 403(b) and 457 plans.

It was actually the wealthiest Americans who saw interest and effort in personal savings dip over the last year, while those lower down on the income scale were...

However, more Millennials than Baby Boomers expressed high levels of concern about market volatility and its impact on them reaching their retirement goals.

A confluence of generational, technological and consumer preference trends is driving a sea change in the traditional investment advisory business, according to J.D. Power researchers. 

AssetMark is out with a new analysis of advisory practices with AUM growing 20% or more each year.