In Practice

The percentage of employers with a 401(k) plan at Charles Schwab offering a match fell from 78% in 2007 to 70% last year, according to new Schwab data.

As companies have to slash retirement benefits in these tough times, a Canadian company will stop giving free beer to retirees.

Fidelity Investments’ second Couples Retirement Study, first fielded in 2007, show that despite two years of unprecedented economic and financial instability, husbands and wives have done little to...

Research released from the Principal Financial Well-Being Index indicates American workers see glimmers of hope that the economy is headed in a more positive direction.

Increasingly complex market trends will make it impossible for financial professionals to dabble in the retirement space, a new report says.

A survey of SEI advisers found that cutting expenses—especially by reducing staff—is a last resort as they attempt to restore firm profitability.

As small-business owners fret about their ability to offer a 401(k) match, investment professionals can help.

Despite the volatility of the stock market in the first quarter of 2009, most plan participants made no changes to their retirement savings investments, The Vanguard Group observed.

African Americans in Washington, DC, are twice as optimistic as the general U.S. population that their financial situation will improve over the next year, but most say they...

Most participants are pretty confident about their investment diversification—but a new survey suggests that confidence may be misplaced.

We hadn’t gotten very far into the agenda of our Plan Designs conference last week when a plan sponsor asked the question that, IMHO, is on a lot...

A recent survey found a significant perception gap between employers and Millennial (born between 1978 and 2000) sales-force employees.

At a time when some complain that the 401(k) plan has lost its effectiveness as a retirement savings vehicle, a new academic study suggests many participants can actually...

Six years after health savings accounts (HSAs) were introduced, only 59% of consumers know about them and more than half of those who are aware do not understand...

A Watson Wyatt survey found that workers aged 50 to 64 are much less confident they will have enough to retire than they were two years ago.

More than 300 years before ERISA, Americans enacted the nation’s first pension law.

As the recession has taken a heavy toll on many retirement nest eggs, just more than half of working adults ages 50 to 64 said they may delay...

A study by the Employee Benefit Research Institute (EBRI) found plan demographics affect individual participant contribution rates and target-date fund investment choices by participants.

Plan sponsors might need to better utilize advisers in order to ensure that participants are getting the full benefits from target-date funds, a new study found.

Three in five Americans (59%) said that, compared with 12 months ago, they are more concerned about the robustness of their income in retirement.