In Practice

Eliminating retirement plan tax incentives could have a significant negative impact on retirement security by discouraging savings and reducing the number of plans offered, said small and medium-sized...

Two recent proposals to change the existing tax treatment of 401(k) retirement plans, if enacted, are likely to result in lower account balances for many 401(k) participants, according...

Despite the fact that most Social Security reform proposals would result in fewer benefits for future retirees, an offsetting gain would be the decrease in payroll taxes needed...

A survey of American workers found both men and women are concerned about saving enough for retirement; however, women are more concerned with monthly expenses. 

Understanding of target-date funds (TDFs) is high, according to research from AllianceBernstein. 

Sallie Krawcheck, former President of global wealth management at Bank of America, says the two biggest challenges facing the wealth management industry are attracting the next generation of...

Ninety-nine percent of respondents to a recent survey offer a retirement plan to employees.

Among plan participants who took some type of savings action during Q3 2011, 72% took a positive action (started or increased contributions), Bank of America Merrill Lynch reported....

A national survey found that regardless of age or gender, a significant percentage of Americans are confused as to what is the best way to plan and manage...

TD Ameritrade’s annual New Year’s Resolution survey found 30% of respondents plan to start or build up their retirement savings in 2012.

Starting to save early and working longer are more effective means for ensuring a secure retirement than earning a higher return on savings, says a new report from...

The institutional defined contribution (DC) market is out of reach for most mutual fund managers; therefore, the focus of many DCIO sales efforts is the retail market, concludes...

A 2011 third quarter survey by Financial Finesse finds U.S. employees are more aware that their financial future is in their own hands, with less help from government...

Social Security is the most significant source of income for Americans age 65 and older, and its importance has continued to grow, according to a report from the...

According to a study from Generation Opportunity, a non-profit organization focused on Americans ages 18-29, more than a quarter of young Americans are delaying saving for retirement due...

The Investment Company Institute (ICI) analyzed 401(k) participants' level of savings, withdrawal, and loan activity during the first half of 2011 and found it to be comparable to...

According to a report from HSBC, many Americans are unwilling to allot enough time to long-term financial planning, leaving them at risk for a fiscally challenging retirement.

Research from asset management firm American Century Investments indicates the use of alternative investment strategies by financial intermediaries is widespread and growing.  

A Transamerica survey found that despite the pessimistic retirement outlook among many American workers, more than one in five (21%) expect to retire before age 65. 

Although advisers have a higher approval rating than recordkeeper relationship managers among mid-market plan sponsors, they have been struggling to keep pace in the small-market, according to Richard Schroder, President...