In Practice

Nearly half of financial professionals say traditional advisers brush aside concerns about robo-advisers, but LIMRA research says the technology holds potential.

The seventh annual benchmarking survey of 403(b) plans from the PSCA found a significant increase in the number of plans offering an employer contribution.

Participants of a forum identified the workplace as a potentially effective venue for providing financial education and helping individuals improve their financial decisions.

Both Boomers and Gen X use their credit cards liberally, but Gen X is carrying substantially higher balances.

A majority of middle-income Boomers say there are inadequate job opportunities for retirees.

A paper explores whether higher limits on 401(k) plan contributions encourage people to save more.

Overall, nearly one-quarter of employees feel “high” or “overwhelming” financial stress.

A typical 60/40 equities/fixed income portfolio may no longer fit the bill, OppenheimerFunds says.

Given the tremendous health care costs people will face in retirement, HSAs can be a significant tool.

The majority of Americans think adult children should aid their aging parents financially, a survey finds.

Job-seekers nearing retirement age face employment barriers.

Logic would dictate that retirees would shift their retirement savings to annuity products, but this has yet to happen, a research paper says.

The J.D. Power 2015 U.S. Financial Advisor Satisfaction Study notes a drop in loyalty among financial advisers toward their investment firm employers and partners.

“Insurance is where you can really provide a lot more benefit to employees,” says Stephen Locko with ISN Network.

Workers are still mainly unaware of the long-term tax-free growth health savings accounts (HSAs) can generate.

More than half do not think their performance figures are completely accurate.

According to Chatham Partners, plan providers may be at risk of losing their clients.

While 81% of respondents to a survey feel optimistic about their financial futures, only one in five feel “very prepared” for retirement.

Methodology evolution will more closely link to quantitative metrics.

Fewer than 10,000 of Vanguard’s 3.6 million participants use the brokerage option.