In Practice

Two-thirds of all investors have been consciously reducing their debt, according to the Wells Fargo/Gallup Investor and Retirement Optimism Index.

Retirement plan participants who consistently contribute show greater balances.

Already controlling half of the assets in the adviser-sold DC marketplace, according to Cerulli Associates, retirement specialists are turning up the heat. 

In the digital world advisers do things differently, depending on their type.

The proposed fiduciary rule would protect investors with slender assets in rollovers, DOL says.

The latest research from global analytics firm Cerulli Associates finds that the advisory industry’s external wholesaler headcount will begin to decline through 2020.

Americans on the whole are pretty fickle when it comes to money issues and retirement planning, showing equal parts optimism and pessimism.

The Center for Retirement Research at Boston College asks what part an inheritance plays in reducing retirement uncertainty.

More than one in 10 Millennials seeking professional financial advice has fired an adviser during the last year. 

An analysis found a 26% gap in the shortfall between men’s and women's retirement savings.

They say they would value the assistance as much as health care benefits and 401(k)s.

And 40% say they feel they are ill prepared for retirement because of inadequate savings.

Most associate retirement with insecurity and poverty.

More than a quarter are working with an adviser—a record high.

Strong revenue and profitability are driving the deals.

They may be short on experience, but Spectrem finds young investors are taking a long-term view with their portfolios. 

Six in 10 workers are not on track to meet their needs in retirement at age 65, according to a recent analysis.

Their biggest demand is that advisers help them take a long-term view.

However, 46% say it is difficult to save any additional funds.

EBRI found that, even at today’s historically low interest rates, the transfer of longevity risk provides a significant increase in retirement readiness for those who live the longest.