Data & Research

Fifty-four percent of respondents to an Allianz Life survey say that other expenses are interfering with their retirement savings, and 20% say they are saving for other financial...

A TIAA study finds the feature's benefit are continuously offset by pre-retirement withdrawals and plan loans. 

Research from EBRI shows very few employees contribute the maximum statutory limit to HSAs.

This is despite having lived through two bear markets.

They also believe having an adviser they can trust is important for their financial confidence.

However, there are things retirement plan advisers and sponsors can do to encourage them to take on more risk.

Employers say debt, saving for retirement, paying for their children’s education expenses and covering basic living expenses are top worries of employees, and 63% of employers surveyed currently...

Seventy-five percent of those with advisers say they are disciplined or very disciplined financial planners, relative to just 37% of those without an adviser.

The “Less Is Not More” study set out to determine whether presenting retirement plan information in a more compact and accessible way increases participation and results in better...

Employees of small businesses with retirement plans that include automatic enrollment have far higher participation rates across all demographic variables, according to new data shared by Vanguard. 

They are on track to replace 75% of their income, compared to 64% for Americans overall.

But more than half of pre-retirees expect to hold down a job, PGIM found in a survey.

It is also challenging to calculate the return on investment from financial wellness programs, Strategic Benefit Services found in a survey.

“To transform saving into an engaging consumer experience rather than a financial services experience, employers must present it not as something difficult and unpleasant but as something that...

To determine the impact of such a change, the firm performed a detailed analysis of two national multiemployer plans.

In the U.S., pre-retirees think they will need 74% of income, but retirees only receive 58%.

A brief by the Center of Retirement Research studied how the size and scope of student loans affects 401(k) participation and retirement wealth accumulation. 

Additionally, the number of plans with an initial 6% deferral rate for automatic enrollment now surpass those with 3% as the initial rate.

October Three analyzes five different interest crediting rates used by cash balance plans and how they affect funding and participant benefits.

For one-third (33%) of Americans, spending on an experience has taken priority over achieving some larger financial goals, including saving for retirement, using the money for other financial...